![]() ![]() SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. Your limit may change at any time, at Chime’s discretion. Where to Find Your Chime Bank Name and Address Open the Chime mobile app and log in. ![]() You will receive notice of any changes to your limit. After verification, you can use your bank account to withdraw. Your limit will be displayed to you within the Chime mobile app. Chime Bank Name and Address (How to Set Up Direct Deposit). All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. You must have a Chime Checking Account to open a Chime Savings Account.Ģ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. Get your paycheck up to two days early when you set up direct deposit for your online checking account. 1 There’s no fee for the Chime Savings Account. ![]()
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